Home / Credit Card

Credit Card

4 Reasons to Break Up With Your Credit Card

Breaking up is hard to do. Credit cards are a lot like relationships. It’s not always easy, but sometimes it makes sense to break up with your credit card. If you haven’t used your credit card in months and it’s collecting dust in your dresser drawer, clearly you’re not the …

Read More »

5 Ways Credit Cards Make Our Lives Easier

We live busy lives these days. Between work, going to the supermarket and chauffeuring our kids around town, sometimes it can be tough to catch your breath. A lot of people don’t realize it, but credit cards help save us time. From not having to carry a wallet full of …

Read More »

The Good, Bad and Ugly of Joint Credit Cards

Most people know about joint chequing accounts, but how much do you know about joint credit cards? When you’re the co-signer on a credit card with someone else – your spouse, adult child, cousin, etc. – you’re considered joint borrowers. While joint credit card accounts can make earning reward points …

Read More »

4 Reasons for Being Denied a Credit Card

Consumers are often bombarded with credit card offers. There are kiosks at airports and malls, advertisements on tv, junkmail in your mailbox, and of course advertisements online. It’s no wonder credit card applications seem like a breeze. Many credit cards let you sign up online and get approved in less …

Read More »

3 Credit Card Tips for Starting the School Year Off Right

With Labour Day, the unofficial end of summer and the beginning of the school year, less than a week away, it’s the perfect time to discuss credit cards. There a lot of things to look forward to going back to school – frosh week, reconnecting with friends and pub nights …

Read More »

Should You Get a Second Credit Card?

If you’ve been carrying around that same old credit card since university you might be missing out. Sure, your trusty old plastic friend still works, but is it working for you. In this post we’ll look at some reasons why getting a second credit card might be a good idea. When …

Read More »

5 Simple Credit Card Strategies

Canada is a country known for many things. We’re best known for maple syrup, bacon and cold weather. Canadians are also known to have good habits when it comes to credit card use. Many are following these 5 strategies to maximize their credit card use. 1. Maximize your rewards Savvy …

Read More »

Are You Redeeming Your Credit Card Rewards?

Credit cards offer us many benefits: consumer protection, better cash flow management and of course, rewards. Although the first two are important, many people sign up for credit cards based solely on the rewards. While signing up for a credit card with rewards that you value is great, would you …

Read More »

How to Choose a Travel Rewards Credit Card

It’s summer time. Do you have a holiday getaway planned? For some, the perfect vacation is lying on a beach with an umbrella drink, while for others it’s going on a travel adventure in the pyramids. Whatever your idea of fun is, if you have the travel bug, it helps …

Read More »

How are Credit Card Interest Rates Determined?

When applying for a credit card, lenders consider your credit score first and foremost. If you’d like to qualify for a credit card with the best interest rate, it’s important to have a good credit score. In most cases you’ll want to aim for a credit score above 700 to qualify …

Read More »